Supplier credit

• Focused on guarantees for SMEs
• Cover: Up to 90% of shipment amount
• Tenor:
  - Export credit: Up to 6 months
  - Domestic credit: Up to 4 months 
• Sub-products:
  - Startups guarantee program: Up to JOD 100,000; tenor up to 5 years; guarantee amount 85%
  - SMEs loan guarantee: For SMEs in business less than 3 years; up to JOD 250,000; tenor up to 6 years, guarantee up to 85%
  - Micro-loan guarantee: Up to JOD 15,000; 3-year tenor; guarantee up to 70% 

Other products

• Industrial loan guarantee and leasing guarantee: Up to JOD 555,000; 8-year tenor; cover up to 70%
• “Kafala” program finances fixed assets or working capital: Up to JOD 555,000; 8-year tenor; cover up to 85%
  - Program guarantees loans granted by Islamic financial institutions
  - Fees are paid directly from debit 
• Renewable energy program: Up to JOD 350,000; 30 to 60-month tenor; cover up to 70%